Payment Policy

Last updated: October 27, 2026

This Payment Policy explains the payment methods we accept, how payments are processed, and how we protect your payment information when you shop at https://shiningsmilesboutique.com/, operated by Shining Smiles Boutique (doing business as Shining Smiles Boutique).

1. Accepted Payment Methods

We accept the following payment methods at checkout:

Credit and debit cards, processed securely through

The payment options available to you are displayed at checkout. We may add or remove payment methods from time to time.

2. Currency

All prices on our website are listed and charged in US dollars (USD). If you pay with a card issued outside the United States, your bank or card issuer may apply currency conversion or foreign transaction fees. These fees are set by your bank and are not controlled by us.

3. When You Are Charged

Your payment is authorized and charged when you place your order. You will receive an order confirmation email after your payment is successfully submitted. In some cases, your bank may show a temporary "pending" authorization before the final charge is posted.

4. Payment Security

Your security is important to us.

All transactions are processed through encrypted, secure (SSL/TLS) checkout provided by Shopify.
Payments are handled by Stripe and PayPal, which are PCI DSS compliant payment providers.
Shining Smiles Boutique does not see, collect, or store your full credit card number, expiration date, or security code (CVV). This information is transmitted directly to and handled by our payment providers.
Your card issuer may require additional verification (such as 3D Secure or a one-time code) to confirm your identity.

For details on how your data is handled, please see our Privacy Policy.

5. Billing Information

You agree to provide accurate and complete billing information, including your name, billing address, and payment details. You confirm that you are authorized to use the payment method you select. Your billing address should match the address on file with your card issuer or PayPal account, as mismatches may cause your payment to be declined.

6. Sales Tax and Shipping Charges

Applicable sales tax and shipping charges are calculated at checkout based on your delivery address and are shown before you complete your purchase. The total you see at checkout is the total you will be charged.

7. Declined or Failed Payments

Your payment may be declined for reasons such as incorrect card details, insufficient funds, billing address mismatch, or a security block by your bank. If your payment is declined:

Please double-check your payment details and try again
Contact your bank or card issuer if the problem continues

If your payment is not successfully completed, your order will not be processed.

8. Order Verification and Fraud Prevention

To protect our customers and our business, we may review orders for signs of fraud or unauthorized use. We may contact you to verify your identity or payment information, and we reserve the right to delay, refuse, or cancel any order that appears suspicious or that we cannot verify. If we cancel an order for this reason, any amount charged will be refunded to your original payment method.

9. Refunds

If you are eligible for a refund under our Refund Policy or Cancellation Policy, the refund will be issued to your original payment method (the same card or PayPal account used for the purchase). We cannot refund to a different card, account, or payment method.

Refunds are typically processed within 30 business days after approval. After that, it may take an additional 7 business days for the refund to appear in your account, depending on your bank, card issuer.

10. Duplicate or Unauthorized Charges

If you see a duplicate charge or a charge you do not recognize, please contact us immediately at support@shiningsmilesboutique.com or +1 (850) 730-8393 so we can investigate and correct it. If you believe your payment method was used without your permission, please also contact your bank right away.

11. Chargebacks and Payment Disputes

We encourage you to contact us first if you have a problem with your order, so we can resolve it quickly. If you file a chargeback or payment dispute with your bank or PayPal, we may provide the payment provider with information about your order, including order details, delivery confirmation, and our communications with you. Filing a fraudulent or unwarranted dispute may result in restrictions on future orders.

12. No Payment Information by Email or Phone

We will never ask you to send your full card number, CVV, text, or social media message. If you receive a message like this claiming to be from us, please do not respond and let us know at support@shiningsmilesboutique.com.

13. Changes to This Policy

We may update this Payment Policy from time to time. The "Last updated" date at the top shows the latest revision. Continued use of our website after changes are posted means you accept the updated policy.

14. Contact Us

If you have questions about payments, please contact us:

Shining Smiles Boutique
122A S Waukesha St, Bonifay, FL 32425, USA
Phone: +1 (850) 730-8393
Email: support@shiningsmilesboutique.com
Website: https://shiningsmilesboutique.com/